I've never bought a car from a dealership before. For a 2003 Ford Focus, Mach special, moon roof, automatic transmission, and only 40,000 miles they want $7900.00. That's the Bluebooks suggested.. What would you pay? AND! What exactly is a bank finance charge and how much does that run?|||To determine if the price is reasonable do your research with the online price guides.
NADA
KBB
Edmunds
MSNAuto
Yahoo Autos
Consumer Guide Automotive
There are a lot of them out there.
I don't know what this car is worth but I can offer this advice. NEVER pay Blue Book for a car. Always negotiate the price lower than the book value. Blue Book Value is the maximum price. You don't ever want to pay maximum price, you want the car at the lowest possible price, not the highest.
Bank Finance charges are the interest you pay on the loan.|||If you want facts, I've got them.
Number one, the value of a car is not determined by any guide book. The car's value is determined by the buyer. Just today, I took my sister 93 miles to a used car dealer and let her pay over Kelly Blue Book Retail for a car. AND, I am a car dealer with over two decades experience. AND, she got a really good buy. I've seen lots of cars that were no where near the value of the car she bought that sold for way more. I did not have any car in inventory that represented as good a value. I know the selling dealer made a profit, but that's what retail is all about. We negotiated DOWN to Kelly retail!
The car was exceptional, and the value was good in today's market. Edmunds, Kelly, and all those other guys are PUBLISHERS. They make their living convincing the public that they know what they are doing. They don't know sh*t!
The "Blue Book Suggested" is no more than that. LOOK at the car. Have a mechanic inspect it. Put some effort in to your decision. You won't find any person in Yahoo Answers who will drive the car and inspect it. It's been USED. Determine if that use was benign or abusive or neglectful. Take some responsibility for your decision. Pay Kelly retail ONLY if the car is PERFECT. If it is an ordinary car, pay way less.|||That's very high, but if it's an SVT model, that may be right.
I agree with Dave Ramsey. Don't borrow money for a car; live within your means.
Also, Blue book is usually high in my view. Compare it to KBB and NADA. You be the judge.|||I think Edmunds gives you the true value of the car. So if you buy a car at that price, it's worth it.|||Determine wholesale value and negotiate from there. Don't EVER finance a car, always pay cash.
Pay cash or do not buy.
Saturday, December 24, 2011
In Massachusetts do you have to pay for excise tax on a leased car? and is there a tax break on luxury cars?
How is the excise amount determined, I understand it is $25 per $1000, but is based on the bluebook value of the car or on how much you owe?|||It is determined on blue book value of the vehicle. If you wholly own your car you still have to pay excise tax. After all, just because you finished paying for it does not mean that it no longer uses town roads.
I doubt there is a tax break on luxury cars. It is like property taxes on a house. You are assessed according to the value. To give you a break constitues an unfair practice under the laws of the Commonwealth of Massachusetts.
I doubt there is a tax break on luxury cars. It is like property taxes on a house. You are assessed according to the value. To give you a break constitues an unfair practice under the laws of the Commonwealth of Massachusetts.
WHAT IS THE KELLY BLUEBOOK PRICE ?
WHAT IS THE KELLY BLUE-BOOK PRICE FOR A 1996 DODGE RAM CONVERSION VAN WITH HIGH TOP|||$ 1,510.
I put it in Kelly Blue Books site as an 8 cylinder, in not 'excellent' but 'good' condition with working a.c.|||www,KBB.com :)|||www.kbb.com
dont be lazy.
I put it in Kelly Blue Books site as an 8 cylinder, in not 'excellent' but 'good' condition with working a.c.|||www,KBB.com :)|||www.kbb.com
dont be lazy.
How Much Can I Sell This For ?
I own a 1999 Ford Escort with 150,000 miles. I just put a brand new engine in it worth $3,000. The Car is in absolute perfect condition now that i fixed the engine problem. The BlueBook value is around $3,400 could I get any more with the new engine?|||Very unlikely as it is high mileage and most that age will have had things replaced.
If you had a 159K engine it woudl not be worth the book price, but a lot less. those values are for good condition examples, which yours might be.
It is old and that is the real thing. Why woudl anyone pay much for that when they can get something newer and younger (fewer miles) for the same money. Might have been a questionable moe to put in the new engine. Ask Click and Clack on Car talk,|||If you have a new engine, then there wouldn't be any miles, other than the fact
that the original vehicle miles were 150,000 before you replaced the engine.
Is that correct? In which case you might do better in the bluebook value.
You might get some more $ based on whether it's a rebuilt/reconditioned engine
or as you stated, brand new.
If you had a 159K engine it woudl not be worth the book price, but a lot less. those values are for good condition examples, which yours might be.
It is old and that is the real thing. Why woudl anyone pay much for that when they can get something newer and younger (fewer miles) for the same money. Might have been a questionable moe to put in the new engine. Ask Click and Clack on Car talk,|||If you have a new engine, then there wouldn't be any miles, other than the fact
that the original vehicle miles were 150,000 before you replaced the engine.
Is that correct? In which case you might do better in the bluebook value.
You might get some more $ based on whether it's a rebuilt/reconditioned engine
or as you stated, brand new.
Norinco EM-321 ".22 Pump Rifle" Parts Q? and Bluebook?
Hello,
I've seen this 321 on the Exempt clause in the old ban cause its a "Norinco". What is the Bluebook Value as I can't seem to find a Local Store that Has the Bluebook for that Style rifle? Has anyone seen any Parts Wanted or For Sale for the EM-321? [Ive looked for almost a Year and havent seen this Gun on any online auctions] The reason why Im curious about this one is the few I did see, the Customer(s) seemed Desperate for the Parts %26amp; They seem to be a Rarity + Expensive as Hell.
Thanks! ANY other Gun or Weapon I havent 1 problem, why this one, No Idea !
[[Norinco .22Lr Pump Rifle 10rd]]|||Not worth more than 50-100.00.
For parts Numrich. D|||What are you talking about when you say an "Exampt Clause" on the "Old Ban"? Pump rifles of any kind have never been banned in the USA. It's a Norinco, so it ain't worth much.|||In Blue Book of Values, 29 edition, under Norinco - rifles .22, the Model EM-321 rifle listed value at 100 % $135. I find this rifle to be well worth more than listed as gun values have made a considerable jump this past year. Also rifle is identical to the Browning patent trombone, made in Germany and is very much built as well. I feel as a collector this gun will increase in value along with its rarity. Was imported by China Sports Inc, located in Ontario, Ca in early 90's. Check their for parts or look for trombone parts. Roadee
I've seen this 321 on the Exempt clause in the old ban cause its a "Norinco". What is the Bluebook Value as I can't seem to find a Local Store that Has the Bluebook for that Style rifle? Has anyone seen any Parts Wanted or For Sale for the EM-321? [Ive looked for almost a Year and havent seen this Gun on any online auctions] The reason why Im curious about this one is the few I did see, the Customer(s) seemed Desperate for the Parts %26amp; They seem to be a Rarity + Expensive as Hell.
Thanks! ANY other Gun or Weapon I havent 1 problem, why this one, No Idea !
[[Norinco .22Lr Pump Rifle 10rd]]|||Not worth more than 50-100.00.
For parts Numrich. D|||What are you talking about when you say an "Exampt Clause" on the "Old Ban"? Pump rifles of any kind have never been banned in the USA. It's a Norinco, so it ain't worth much.|||In Blue Book of Values, 29 edition, under Norinco - rifles .22, the Model EM-321 rifle listed value at 100 % $135. I find this rifle to be well worth more than listed as gun values have made a considerable jump this past year. Also rifle is identical to the Browning patent trombone, made in Germany and is very much built as well. I feel as a collector this gun will increase in value along with its rarity. Was imported by China Sports Inc, located in Ontario, Ca in early 90's. Check their for parts or look for trombone parts. Roadee
How much should I pay for a 1997 Toyota Corolla?
They are asking for 2200 which seems reasonable because the inspection showed that the only thing wrongith it is the headlight adjustment.but it has 201000 something miles on it.My question is..
How much longer can i predict this car to run for?
and how much should i pay for it?
(bluebook price is 2095)|||The Blue book value is always a generalization. Value of any vehicle is subjective.
And any owner may ask and get whatever they wish for a vehicle.
Case in point:
The Blue book value on my 1986 Corolla is very low, but it has barely turned over 100,000 miles. It is a bit rusty around the fenders, but overall is the most dependable car I've ever owned. (I'm the third owner, my father was the second, and he took it to be serviced for the first owner.)
My car is never going to look new again, but she sure has alot of poop for and old girl.
I certainly hope to keep her for another 5 years, but I don't think that we'll ever see 200,00 miles.
It would be nice though!|||pay what you want to pay really first check it out by typing how to check a used car follow that list of thing s to look for when buying a used car and most of time you wil not get a lemon as for miles depends on shape its in thus the reason why you check it but most cars you can drive into the 400,000 range it they are cared for right way why you need to check for problem before buying any used car and decide and no one pays blue book price so id say about 1800 a good starting price|||Two yrs ago I bought a 1995 Toyota Corolla for around the same price. Toyota's are great, reliable cars that last a long time as long as you take care of it. Mine has 204,000 miles on it, and my moms (also a '95) has well over 220,000. I would try and negotiate to 2000, because of the miles it already has. I'm far from a mechanic, but mine has been reliable. Toyotas do seem to have issues with wheel bearings needing replaced, but it isn't expensive to fix (about 150), which is something I would ask them about if they'd had to replace. Hope I helped!|||That toyota will last for another 2 to 3 years but just make sure you do regular maintenance and before you buy take it to a trusted mechanic so he can check it over
Good luck.|||The miles are too high. Kelly Blue Books says $1,200 retail. I would not buy it. It is about to go. Even if it has not been driven hard, a car with that many miles will start giving you one problem after another very soon.
How much longer can i predict this car to run for?
and how much should i pay for it?
(bluebook price is 2095)|||The Blue book value is always a generalization. Value of any vehicle is subjective.
And any owner may ask and get whatever they wish for a vehicle.
Case in point:
The Blue book value on my 1986 Corolla is very low, but it has barely turned over 100,000 miles. It is a bit rusty around the fenders, but overall is the most dependable car I've ever owned. (I'm the third owner, my father was the second, and he took it to be serviced for the first owner.)
My car is never going to look new again, but she sure has alot of poop for and old girl.
I certainly hope to keep her for another 5 years, but I don't think that we'll ever see 200,00 miles.
It would be nice though!|||pay what you want to pay really first check it out by typing how to check a used car follow that list of thing s to look for when buying a used car and most of time you wil not get a lemon as for miles depends on shape its in thus the reason why you check it but most cars you can drive into the 400,000 range it they are cared for right way why you need to check for problem before buying any used car and decide and no one pays blue book price so id say about 1800 a good starting price|||Two yrs ago I bought a 1995 Toyota Corolla for around the same price. Toyota's are great, reliable cars that last a long time as long as you take care of it. Mine has 204,000 miles on it, and my moms (also a '95) has well over 220,000. I would try and negotiate to 2000, because of the miles it already has. I'm far from a mechanic, but mine has been reliable. Toyotas do seem to have issues with wheel bearings needing replaced, but it isn't expensive to fix (about 150), which is something I would ask them about if they'd had to replace. Hope I helped!|||That toyota will last for another 2 to 3 years but just make sure you do regular maintenance and before you buy take it to a trusted mechanic so he can check it over
Good luck.|||The miles are too high. Kelly Blue Books says $1,200 retail. I would not buy it. It is about to go. Even if it has not been driven hard, a car with that many miles will start giving you one problem after another very soon.
What amount should I ask for auto accident damage?
Not-at-fault accident where at fault guy agrees to pay damages out of pocket.
I have a 1995 Olds Cutlass Ciera; The bluebook value is approx. $1700. The car is still driveable, but does have sustainable visible damage.
How much should I ask?
Note: a side body repair guy would charge $1000 to fix, though he does not use paperwork. A genuine body shop will charge over $3000 meaning that my car will be totaled out if gone through insurance.|||take the 1700 and get away/use on downpayment for something with the car|||1700
I have a 1995 Olds Cutlass Ciera; The bluebook value is approx. $1700. The car is still driveable, but does have sustainable visible damage.
How much should I ask?
Note: a side body repair guy would charge $1000 to fix, though he does not use paperwork. A genuine body shop will charge over $3000 meaning that my car will be totaled out if gone through insurance.|||take the 1700 and get away/use on downpayment for something with the car|||1700
How to save text messages to PC/online (not Blue Book)?
Anyone know a place or a program available to store old texts online or on my hard drive? I can't use Bluebook because I'm a vodafone customer and I don't want to forward each one (at a price) to a service to save like treasuretexts asks you to. Any suggestions before I just delete them all?|||Oh, I think I can help. What phone are you using? Write it in the Additional Details. If you are using Nokia, connect your phone to Nokia PC Suite (free download from Nokia site) on your computer and then open the messages in Nokia Communicaton Center. Just copy-paste them all in a document and save it anywhere.|||http://getinfo.knows.it
A very informative website you can also get much information in website|||i guess there is an option of synchronization of cellphone with PC and then there is an option of for data backup on pc including contact list.
http://gauchotexts.com
A very informative website you can also get much information in website|||i guess there is an option of synchronization of cellphone with PC and then there is an option of for data backup on pc including contact list.
http://gauchotexts.com
Help with The Bluebook (Citation)?
I'm having trouble turning this into the correct citation. A little help is much needed so I can finish the other 30 citations.
Instructions: Correct citations using the current edition of The Bluebook. Please use the form for court documents and legal memopanda. Please provide any missing information. Use the regional reporters for the state citations unless instructed otherwise.
Oprah Winfrey vs. Ellen Degeneres, a 2002 case from the Georgia Court of Appeals, located in volume 321 of the South Eastern Regional Reporter, Second Series page 545, with quoted material on pages 550 to 560. Assume this is a “stand-alone” citation
Thank you for your help.|||*Winfrey v. DeGeneres*, 321 S.E.2d 545, 550-60 (Ga. Ct. App. 2002).
See Bluebook Rule 10, generally. Omit first names of individuals (unless part of a business name) as per 10.2.1(g). Name of the case (A v. B) goes in italics.
Reporter abbreviation and court abbreviation found under T1, Georgia (p. 237). Note the lack of spaces within "S.E.2d" abbreviation.
If the pincite is a page range, drop any repetitive digits other than the final two digits as per B4.1.2 (p. 9).
Also, Ellen DeGeneres typically capitalizes the G in her surname. So you might check the original again.
Instructions: Correct citations using the current edition of The Bluebook. Please use the form for court documents and legal memopanda. Please provide any missing information. Use the regional reporters for the state citations unless instructed otherwise.
Oprah Winfrey vs. Ellen Degeneres, a 2002 case from the Georgia Court of Appeals, located in volume 321 of the South Eastern Regional Reporter, Second Series page 545, with quoted material on pages 550 to 560. Assume this is a “stand-alone” citation
Thank you for your help.|||*Winfrey v. DeGeneres*, 321 S.E.2d 545, 550-60 (Ga. Ct. App. 2002).
See Bluebook Rule 10, generally. Omit first names of individuals (unless part of a business name) as per 10.2.1(g). Name of the case (A v. B) goes in italics.
Reporter abbreviation and court abbreviation found under T1, Georgia (p. 237). Note the lack of spaces within "S.E.2d" abbreviation.
If the pincite is a page range, drop any repetitive digits other than the final two digits as per B4.1.2 (p. 9).
Also, Ellen DeGeneres typically capitalizes the G in her surname. So you might check the original again.
Whats happening in the suv market? 3 dealers had used suv"s 1000. over bluebook?
specifically, fords, toyotas, hondas are 1999-20006 are 1000. over blus book in some dealerships in Oregon and Arizona|||Thousands of SUV's were traded in for the cash for clunkers program.
Now there is a shortage of good used SUV's.
People still want SUV's.
A used SUV is cheaper than buying new, .
Therefore used SUV prices will go up, regardless of any book values.
Case in point- coworkers son has a trailblazer . It got hit . Damage is $8600, book value is $9200.
It did not get totaled because market value is $14,500.|||They may have them for a long time at that price.|||Lots of dealers "asking" price is above book value.
That gives them room to negotiate with people who are upside down or wont accept less than a crazy amount for their old clunker.
You aren't going to get their best price until you go through the process, sit down make REAL offers and be prepared to walk.
No dealer will ever give you his best price so you can go home and think about it.|||what does that tell you/we dont want obama cars
Now there is a shortage of good used SUV's.
People still want SUV's.
A used SUV is cheaper than buying new, .
Therefore used SUV prices will go up, regardless of any book values.
Case in point- coworkers son has a trailblazer . It got hit . Damage is $8600, book value is $9200.
It did not get totaled because market value is $14,500.|||They may have them for a long time at that price.|||Lots of dealers "asking" price is above book value.
That gives them room to negotiate with people who are upside down or wont accept less than a crazy amount for their old clunker.
You aren't going to get their best price until you go through the process, sit down make REAL offers and be prepared to walk.
No dealer will ever give you his best price so you can go home and think about it.|||what does that tell you/we dont want obama cars
Case file of the FBI into project bluebook ufos?
Can someone lead me in the right direction. I want to find out more information about government investigations into UFOs. I've been reading the FBI case files, that lead me to the nation archives and records administration, and the university of colorado that I can order official reports from. Apparently the Motion Picture %26amp; Sound %26amp; Video Branch (NNSM) and the Still Picture Branch (NNSP) hold picture and footage of events pertaining to project blue book. Does anyone have more information? Even the FBI says the CIA knows more, but better to get information from other sources like the university or other organizations that dealt with the research. Know that I've read all this unusual stuff about ufos, I don't know where the best place to get actual records from. Can anyone help?
http://foia.fbi.gov/unusual.htm|||The FBI does not incorperate in anyway with aliens outside of earth. They only have records, just as they have records of the bermuda triangle, and sasquatch.|||Jimmy Carter couldn't get the records when he was the President, what makes you think you can ?
http://foia.fbi.gov/unusual.htm|||The FBI does not incorperate in anyway with aliens outside of earth. They only have records, just as they have records of the bermuda triangle, and sasquatch.|||Jimmy Carter couldn't get the records when he was the President, what makes you think you can ?
Do you know the Bluebook text'l citation for Merrill Lynch?
I am attempting to cite a case involving Merrill Lynch using the Bluebook format. The citation is within the text. I've been scouring R10 as well as the rest of my Bluebook and I can't seem to find the answer.
So, would the company be cited as Merrill Lynch, Pierce, Fenner %26amp; Smith, or as simply Merrill Lynch (which the firm is commonly known by)?
Thanks for your help!|||10.2.1(a) says not to omit ANY portion of a partnership name.
God, I am so happy that I no one cares about the Bluebook in the real world. Citing to "Merrill Lynch, Pierce, Fenner %26amp; Smith" is a great way to get yelled at.
So, would the company be cited as Merrill Lynch, Pierce, Fenner %26amp; Smith, or as simply Merrill Lynch (which the firm is commonly known by)?
Thanks for your help!|||10.2.1(a) says not to omit ANY portion of a partnership name.
God, I am so happy that I no one cares about the Bluebook in the real world. Citing to "Merrill Lynch, Pierce, Fenner %26amp; Smith" is a great way to get yelled at.
Bluebook price on a 2001 buick lasaber 45,000 miles?
interested in the worth of a 2001 buick lasaber with less than 45,000 miles|||kellybluebook.com
The Bluebook...citation help 2?
Instructions: Correct citations using the current edition of The Bluebook. Please use the form for court documents and legal memopanda. Please provide any missing information. Use the regional reporters for the state citations unless instructed otherwise.
Barack Obama and Joseph Biden, et. al. versus John McCain and Sarah Palin, found in volume 78 of the South Western Reporter, second series, ad page 723, decided in a Texas Supreme Court in 2005. Assume this as a “stand-alone” citation
This is what I came up with.
"Obama v. McCain, 78 S.W.2d, 723 (Tex. 2005)."
Any feedback would be great!
Thank you.|||You know that the case name has to be underlined or in italics, right? (I know Answers doesn't allow this function.) The entire citation would NOT be enclosed in quotation marks.
There would be no comma after 2d. A comma would only appear AFTER the 723 if you were referring to a specific page: 78 S.W. 2d 723, 725
Double check to see if "Obama" "McCain" would need to be followed by et. al. I believe you are correct. MY Blue Book says you are correct. But my Blue Book is a 17th edition - and frankly, I'm afraid to know what edition the most current version is.|||That looks fine to me. I don't see anything wrong. You got the case the volume, the district and the state and year so I guess unless there's something in the 19th ed. that has changed it, I think that's right. Guess you'll find out when you turn it in.
EDIT: Oh, the first poster has sharp eyes! Yea, no comma there. Just take it out and leave one space.
Barack Obama and Joseph Biden, et. al. versus John McCain and Sarah Palin, found in volume 78 of the South Western Reporter, second series, ad page 723, decided in a Texas Supreme Court in 2005. Assume this as a “stand-alone” citation
This is what I came up with.
"Obama v. McCain, 78 S.W.2d, 723 (Tex. 2005)."
Any feedback would be great!
Thank you.|||You know that the case name has to be underlined or in italics, right? (I know Answers doesn't allow this function.) The entire citation would NOT be enclosed in quotation marks.
There would be no comma after 2d. A comma would only appear AFTER the 723 if you were referring to a specific page: 78 S.W. 2d 723, 725
Double check to see if "Obama" "McCain" would need to be followed by et. al. I believe you are correct. MY Blue Book says you are correct. But my Blue Book is a 17th edition - and frankly, I'm afraid to know what edition the most current version is.|||That looks fine to me. I don't see anything wrong. You got the case the volume, the district and the state and year so I guess unless there's something in the 19th ed. that has changed it, I think that's right. Guess you'll find out when you turn it in.
EDIT: Oh, the first poster has sharp eyes! Yea, no comma there. Just take it out and leave one space.
Trading in car even though it is not fully paid off?
Okay, I bought this car that was worth 36,000 back in 2008. I checked the bluebook on it and it was 27000. The car I want to buy is 32000 approx. Is it possible to trade in the car? And if so, how would it work out ? Thanks.|||it's a bad idea, it will only put you further in debt, when you trade it in they won't give you near what it's worth.
pay off the car you have then think about what comes next
seriously only the finance company comes out ahead in these type of deals.|||Selling Price: $32,000
Trade In Value: $27,000
Taxable Diff. $5,000
Sale Tax: $438.00 (for example at 9.75%)
Amt. Owed on Trade: $26,400 (estimating 400 for 24 months paid)
Subtotal: $31,838 (taxable diff. + sales tax + amt. owed on trade)
Down payment: $3000.00 (for example, maybe more or less)
Balance to Finance: $28,838.00
pay off the car you have then think about what comes next
seriously only the finance company comes out ahead in these type of deals.|||Selling Price: $32,000
Trade In Value: $27,000
Taxable Diff. $5,000
Sale Tax: $438.00 (for example at 9.75%)
Amt. Owed on Trade: $26,400 (estimating 400 for 24 months paid)
Subtotal: $31,838 (taxable diff. + sales tax + amt. owed on trade)
Down payment: $3000.00 (for example, maybe more or less)
Balance to Finance: $28,838.00
How do I sell a German spec Car in Germany?
I have been trying to sell my German spec car in Germany for almost 3 months now. It is a nice 2003 VW Passat, and I am selling for $15,000 ($2,000 under bluebook value).
German's don't want it because it is an automatic and it is not diesel and Germans prefer diesel.
Americans don't want it because it is German specs. Any ideas on who would want it? or where to try to sell it?|||Sell it in Japan. They'll think it's Christmas.|||There is a free classifieds site for this. Have you listed your caron PortalGermany?
http://www.portalgermany.com It's the largest used car site in Germany, and it's free to list.
|||Try to test the waters on Ebay. There you can try to spin the German specs into a positive thing ( after all, you fell for it, right!?)
Germans don't want it not only because it is an automatic, but also because the VW Passat and the Jetta are considered vehicles for the retiree-crowds in Deutschland. Nothing to show off in on the autobahn. The homeboys in Brooklyn don't know this, of course.
German's don't want it because it is an automatic and it is not diesel and Germans prefer diesel.
Americans don't want it because it is German specs. Any ideas on who would want it? or where to try to sell it?|||Sell it in Japan. They'll think it's Christmas.|||There is a free classifieds site for this. Have you listed your caron PortalGermany?
http://www.portalgermany.com It's the largest used car site in Germany, and it's free to list.
Report Abuse
|||Try to test the waters on Ebay. There you can try to spin the German specs into a positive thing ( after all, you fell for it, right!?)
Germans don't want it not only because it is an automatic, but also because the VW Passat and the Jetta are considered vehicles for the retiree-crowds in Deutschland. Nothing to show off in on the autobahn. The homeboys in Brooklyn don't know this, of course.
I have a salvaged vehicle is it wise to keep collision insurance?
according to most insurance agencies if your vehicle is in an accident it is valued by kelly bluebook. a salvaged vehicle has no value according to kelly (and others). If that is the case if my car gets totalled would there be any payoff ? Im wondering if I should pay an extra 600 a year for collision if it is not going to do me any good. Thanks in advance|||If the vehicle has been properly restored, gone through body integrity check, and safety check, it is worth the same as it was before the accident, possibly more with new paint, etc. Keep collision on it, unless it has lower value because of age. In other words, if it is a 1985 K-Car, no collision, if it is a 2001 Corvette, keep collision.|||It depends on what the car is worth, how old the car is, and the car's condition. If the car is only worth $1000 then it's not worth the $600 a year for collision. You are better of with just liability. A salvaged vehicle is usually not street driveable.|||Does it now have a salvage title? Is it the same insurance company that totalled the vehicle that is now insuring it with collision coverage? If it is that insurance company are robbing you blind.
They probably wont give you one penny if you crash it up, its hard to believe an insurance company is willing to even sell you collision coverage on that car, knowing they will never pay out one red cent of that coverage.|||no|||It's still going to cost to have the vehicle repaired if you have a crash. Lets say if you rear ended someone, If you don't carry full coverage then they wont repair your car. You cant base it on total value for a fender bender. The insurance company will pay you full book value for a total loss if you have full coverage or they wouldn't insure your vehicle in the first place. Call and talk to them about it.|||Ask your insurance company - some will and some won't. It depends on how well it was restored and whether or not it passes inspection by the insurance company. Usually the same insurance company that paid off on it won't insure it again though.
They probably wont give you one penny if you crash it up, its hard to believe an insurance company is willing to even sell you collision coverage on that car, knowing they will never pay out one red cent of that coverage.|||no|||It's still going to cost to have the vehicle repaired if you have a crash. Lets say if you rear ended someone, If you don't carry full coverage then they wont repair your car. You cant base it on total value for a fender bender. The insurance company will pay you full book value for a total loss if you have full coverage or they wouldn't insure your vehicle in the first place. Call and talk to them about it.|||Ask your insurance company - some will and some won't. It depends on how well it was restored and whether or not it passes inspection by the insurance company. Usually the same insurance company that paid off on it won't insure it again though.
What is the best swap/sell/trade options for changing automobiles?
Currently drive a 2000 Buick Lesabre; need something that's smaller/tighter/fuel efficiant/fun. I still owe on the Buick (never had a car loan before this) a little more than it's worth through BlueBook;|||The best option in your situation is to sell your car through your local newspaper or through an online serviced such as http://www.craigslist.org/about/cities.h鈥?/a> to get the most money for your car's retail value. Once that is done, pay the remaining balance of the loan off, if you can afford to do so.
Anytime that you trade a car into the dealer, you won't get the best price for your car. You will usually get a better deal selling it on your own, that is if you have the time to do that.
Of course, in your situation, therein lies a problem that most people face. Because you owe more then what the car's retail value is, you are considered to be "upside down" on your payments.
Most people are upside down on vehicle loans, so when they go to sell or trade the car in, they still owe money on the car loan. Even if you sell you car outright to someone, you still have to come up with the extra money that you still owe. Since some people can't afford to pay the difference, so most will trade in the car for a new one and then they will apply the negative equity of the old car loan to the new car loan. So now they have a new car, but again, they will owe more then what the car's retail value is.
As an example, according to Kelly Blue Book, your car value is anywhere from $4,330.00 to $5,390.00 if you sold it on your own. If you owed say $7,390.00 on it and sold it for $5,390.00, then you would still owe $2,000.00. The trade in value for your car would be $3,060.00-$4,175.00. So as you can see, you get less wiht a trade in and you would owe more to the lender. Of course, these are rough estimates as I don't know where you live and the mileage and condition of your car. It just gives you an idea.
Here in VA, the dealers I have visited will use either the Kelly Blue Book, http://www.kbb.com or the National Automobile Dealer's Association used car guidebook, http://www.nada.com/
Good luck and I hope that wasn't too confusiong and helps you in your dilemma.|||You're quite welcome. I hope that you get the amount of money that you are asking for.
|||If you try to sell your vehicle or trade it in, you should expect to get only the wholesale value, not the retail value. If you buy from a dealer, expect to pay retail value. Buy from a private party for the wholesale value.
You can look up both values at www.edmunds.com. If you owe more than the car is worth, you are not going to get ahead.
Anytime that you trade a car into the dealer, you won't get the best price for your car. You will usually get a better deal selling it on your own, that is if you have the time to do that.
Of course, in your situation, therein lies a problem that most people face. Because you owe more then what the car's retail value is, you are considered to be "upside down" on your payments.
Most people are upside down on vehicle loans, so when they go to sell or trade the car in, they still owe money on the car loan. Even if you sell you car outright to someone, you still have to come up with the extra money that you still owe. Since some people can't afford to pay the difference, so most will trade in the car for a new one and then they will apply the negative equity of the old car loan to the new car loan. So now they have a new car, but again, they will owe more then what the car's retail value is.
As an example, according to Kelly Blue Book, your car value is anywhere from $4,330.00 to $5,390.00 if you sold it on your own. If you owed say $7,390.00 on it and sold it for $5,390.00, then you would still owe $2,000.00. The trade in value for your car would be $3,060.00-$4,175.00. So as you can see, you get less wiht a trade in and you would owe more to the lender. Of course, these are rough estimates as I don't know where you live and the mileage and condition of your car. It just gives you an idea.
Here in VA, the dealers I have visited will use either the Kelly Blue Book, http://www.kbb.com or the National Automobile Dealer's Association used car guidebook, http://www.nada.com/
Good luck and I hope that wasn't too confusiong and helps you in your dilemma.|||You're quite welcome. I hope that you get the amount of money that you are asking for.
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|||If you try to sell your vehicle or trade it in, you should expect to get only the wholesale value, not the retail value. If you buy from a dealer, expect to pay retail value. Buy from a private party for the wholesale value.
You can look up both values at www.edmunds.com. If you owe more than the car is worth, you are not going to get ahead.
How can I get rid of my car?
My car is bluebook 21K, and I owe 19K. My car note is almost $600. How do you suggest I get from under it? The easy thing is to sell it, but Its hard to find a buyer.|||Take the car to a dealer or to Carmax, and see what they will offer you for it. This will be the actual wholesale value of the car. You can then decide if you want to sell it for that, or if you want to modify the price you are asking.
KBB is only a guide, and it is usually high. There is a saying in the auto business that Mr Book has never written a check for a car. There is also the fact that most people do not rate their vehicle conditions correctly, what you may consider to be a "clean" car a dealer may rate as average or even rough.
Without knowing the information about the vehicle, it is not possible to give you an idea about the actual value.|||So why did you buy it? I mean...the note per month shouldn't be a surprise as it was written on the contract you signed.
Sell the car and pay the difference to settle the note. Doubt it's worth more than the remaining balance...it never is.|||Fake it being stolen and get the insurance company to cover it|||put a cinderblock on the gas pedal, find the nearest cliff, drop it in drive and let her eat!|||eBay it..|||KBB prices are worthless.
find a diif list.
KBB is only a guide, and it is usually high. There is a saying in the auto business that Mr Book has never written a check for a car. There is also the fact that most people do not rate their vehicle conditions correctly, what you may consider to be a "clean" car a dealer may rate as average or even rough.
Without knowing the information about the vehicle, it is not possible to give you an idea about the actual value.|||So why did you buy it? I mean...the note per month shouldn't be a surprise as it was written on the contract you signed.
Sell the car and pay the difference to settle the note. Doubt it's worth more than the remaining balance...it never is.|||Fake it being stolen and get the insurance company to cover it|||put a cinderblock on the gas pedal, find the nearest cliff, drop it in drive and let her eat!|||eBay it..|||KBB prices are worthless.
find a diif list.
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